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SBA 7(a) franchise lending portfolio
Bank of Colorado
EXCELLENT risk
- Total loans
- 18
- Loan volume
- $7.1M
- Avg loan size
- $395K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.83%
Franchises funded
17
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Anytime Fitness | 2 | $365K | 0.0% |
| True Value Hardware | 1 | $350K | 0.0% |
| Bonanza Steakhouse | 1 | $225K | 0.0% |
| Koa Kampgrounds(kampgrounds Of | 1 | $734K | 0.0% |
| Mail Boxes Etc. Usa | 1 | $60K | 0.0% |
| Ace Hardware | 1 | $200K | 0.0% |
| Heidi's Brooklyn Deli Soup "n | 1 | $281K | 0.0% |
| Cookies By Design | 1 | $125K | 0.0% |
| Frontier Adjusters Of America | 1 | $100K | 0.0% |
| Baby & Me | 1 | $70K | 0.0% |
| Villa Pizza | 1 | $240K | 0.0% |
| Shell Service Station | 1 | $2.2M | 0.0% |
| Jimmy John's | 1 | $275K | 0.0% |
| Dairy Queen | 1 | $145K | 0.0% |
| Texaco Service Station | 1 | $953K | 0.0% |
| Floors To Go | 1 | $595K | — |
| bb.q Chicken | 1 | $200K | — |
Lending volume by year
1'92
1'93
1'95
1'97
1'98
2'01
1'07
1'09
2'10
4'13
1'14
2'21
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).