Valvoline Instant Oil Change vs Car-X
Franchise Comparison 2026
Both Valvoline Instant Oil Change and Car-X are automotive franchises. Valvoline Instant Oil Change requires an investment of $192K – $640K while Car-X requires $330K – $527K. Valvoline Instant Oil Change discloses average revenue of $1.8M; Car-X does not report Item 19 data. On SBA loan performance, Valvoline Instant Oil Change has a lower charge-off rate (5.4%) compared to Car-X (18.2%). FranchiseVerdict rates Valvoline Instant Oil Change A (Strongest tier) and Car-X B (Above average).
| Metric | Valvoline Instant Oil Change | Car-X |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $192K – $640K | $330K – $527K |
| Franchise Fee | $30K | $35K |
| Royalty Rate | 6.0% | 5.0% |
| Average Revenue (Item 19) | $1.8M | N/A |
| SBA Charge-Off Rate | 5.4% (61 loans) | 18.2% (14 loans) |
| Total Units | 2,039 | 97 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1988 | 2015 |
| FDD Year | 2026 | 2025 |
Investment Range
$192K – $640K
$330K – $527K
Franchise Fee
$30K
$35K
Royalty Rate
6.0%
5.0%
Average Revenue (Item 19)
$1.8M
N/A
SBA Charge-Off Rate
5.4% (61 loans)
18.2% (14 loans)
Total Units
2,039
97
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1988
2015
FDD Year
2026
2025