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FranchiseVerdict

USA Insulation vs Innovative Roof Solutions

Franchise Comparison 2026

Both USA Insulation and Innovative Roof Solutions are home services franchises. USA Insulation requires an investment of $304K – $477K while Innovative Roof Solutions requires $162K – $608K. USA Insulation discloses average revenue of $1.6M; Innovative Roof Solutions does not report Item 19 data. USA Insulation has SBA lending data on file with a 2.6% charge-off rate. FranchiseVerdict rates USA Insulation A (Strongest tier) and Innovative Roof Solutions D (Below average).

Investment Range
$304K – $477K
$162K – $608K
Franchise Fee
$45K
$58K
Royalty Rate
Greater of 5% of Gross Sales from prior month or $1,000 per month
9.0%
Average Revenue (Item 19)
$1.6M
N/A
SBA Charge-Off Rate
2.6% (39 loans)
N/A
Total Units
97
1
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2006
2022
FDD Year
2024
2023