USA Insulation vs Innovative Roof Solutions
Franchise Comparison 2026
Both USA Insulation and Innovative Roof Solutions are home services franchises. USA Insulation requires an investment of $304K – $477K while Innovative Roof Solutions requires $162K – $608K. USA Insulation discloses average revenue of $1.6M; Innovative Roof Solutions makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Averaged per franchisee, not per outlet - not comparable with per-outlet figures; Includes company-owned outlets. USA Insulation has SBA lending data on file with a 8.3% charge-off rate. FranchiseVerdict rates USA Insulation A (Strongest tier) and Innovative Roof Solutions D (Below average).
| Metric | USA Insulation | Innovative Roof Solutions |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | DBelow averageBelow average |
| Investment Range | $304K – $477K | $162K – $608K |
| Franchise Fee | $45K | $58K |
| Royalty Rate | 5.0% | 9.0% |
| Average Revenue (Item 19) | $1.6MPer franchisee, not per outlet · Incl. company outlets | N/ANo Item 19 representation |
| SBA Charge-Off Rate | 8.3% (39 loans) | N/A |
| Total Units | 97 | 1 |
| Unit Growth (YoY) | -13 units | +0 units |
| Year Began Franchising | 2006 | 2022 |
| FDD Year | 2026 | 2023 |
Investment Range
$304K – $477K
$162K – $608K
Franchise Fee
$45K
$58K
Royalty Rate
5.0%
9.0%
Average Revenue (Item 19)
$1.6MPer franchisee, not per outlet · Incl. company outlets
N/ANo Item 19 representation
SBA Charge-Off Rate
8.3% (39 loans)
N/A
Total Units
97
1
Unit Growth (YoY)
-13 units
+0 units
Year Began Franchising
2006
2022
FDD Year
2026
2023