Uptown Cheapskate vs PIRTEK
Franchise Comparison 2026
Both Uptown Cheapskate and PIRTEK are business services franchises. Uptown Cheapskate requires an investment of $328K – $597K while PIRTEK requires $247K – $690K. In terms of revenue, Uptown Cheapskate reports higher average unit revenue at $1.3M. On SBA loan performance, Uptown Cheapskate has a lower charge-off rate (3.0%) compared to PIRTEK (4.0%). FranchiseVerdict rates Uptown Cheapskate A (Top Quintile) and PIRTEK A (Top Quintile).
| Metric | Uptown Cheapskate | PIRTEK |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $328K – $597K | $247K – $690K |
| Franchise Fee | $25K | $60K |
| Royalty Rate | 5.0% | 4.0% |
| Average Revenue (Item 19) | $1.3M | $1.1M |
| SBA Charge-Off Rate | 3.0% (100 loans) | 4.0% (88 loans) |
| Total Units | 143 | 194 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2022 | 1997 |
| FDD Year | 2025 | 2026 |
Investment Range
$328K – $597K
$247K – $690K
Franchise Fee
$25K
$60K
Royalty Rate
5.0%
4.0%
Average Revenue (Item 19)
$1.3M
$1.1M
SBA Charge-Off Rate
3.0% (100 loans)
4.0% (88 loans)
Total Units
143
194
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
1997
FDD Year
2025
2026