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FranchiseVerdict

PANDORA vs Ace Hardware

Franchise Comparison 2026

Both PANDORA and Ace Hardware are retail franchises. PANDORA requires an investment of $961K – $1.8M while Ace Hardware requires $612K – $2.0M. Ace Hardware discloses average revenue of $3.1M; PANDORA does not report Item 19 data. Ace Hardware has SBA lending data on file with a 13.4% charge-off rate. FranchiseVerdict rates PANDORA B (Above average) and Ace Hardware A (Strongest tier).

Investment Range
$961K – $1.8M
$612K – $2.0M
Franchise Fee
N/A
$5K
Royalty Rate
No royalty fee; franchisee revenue model is based on required purchase of all inventory from franchisor
No traditional royalty; cooperative model. Annual Brand Assessment = 2% of prior-year purchases from Ace (subsequent years), subject to min $6,270 / max $13,600 (new stores) or min $5,064/$4,500 - max $48,100 (existing stores under Local Lift Max Assessment); initial flat $6,000 (or $12,000 if Q4 activation)
Average Revenue (Item 19)
N/A
$3.1M
SBA Charge-Off Rate
Limited data
13.4% (863 loans)
Total Units
447
5,250
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2010
1976
FDD Year
2024
N/A