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FranchiseVerdict

Mgm Liquor vs The Spice & Tea Exchange

Franchise Comparison 2026

Both Mgm Liquor and The Spice & Tea Exchange are food retail franchises. Mgm Liquor requires an investment of $532K – $2.2M while The Spice & Tea Exchange requires $299K – $532K. In terms of revenue, Mgm Liquor reports higher average unit revenue at $2.6M. Note: Reported for a subset of outlets rather than the whole system. On SBA loan performance, The Spice & Tea Exchange has a lower charge-off rate (5.6%) compared to Mgm Liquor (21.4%). FranchiseVerdict rates Mgm Liquor B (Above average) and The Spice & Tea Exchange A (Strongest tier).

Investment Range
$532K – $2.2M
$299K – $532K
Franchise Fee
$50K
$39K
Royalty Rate
Earned Service Fee: $4,860 per week, capped at 2.2% of Gross Receipts (weekly, if timely reported); currently charged as a flat weekly amount subject to that cap.
greater of 7% of Gross Sales or $1,750
Average Revenue (Item 19)
$2.6MOutlet subset
$543KIncl. company outlets
SBA Charge-Off Rate
21.4% (29 loans)
5.6% (41 loans)
Total Units
28
94
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1995
2008
FDD Year
N/A
2025