Matco Tools vs Speedy Lube
Franchise Comparison 2026
Both Matco Tools and Speedy Lube are automotive franchises. Matco Tools requires an investment of $104K – $376K while Speedy Lube requires $150K – $395K. Matco Tools has SBA lending data on file with a 34.7% charge-off rate. FranchiseVerdict rates Matco Tools C (Average) and Speedy Lube C (Average).
| Metric | Matco Tools | Speedy Lube |
|---|---|---|
| Verdict Grade | CAverageAverage | CAverageAverage |
| Investment Range | $104K – $376K | $150K – $395K |
| Franchise Fee | $10K | $30K |
| Royalty Rate | No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement. | 4.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | 34.7% (671 loans) | N/A |
| Total Units | 1,741 | 5 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1993 | 2025 |
| FDD Year | 2026 | 2025 |
Investment Range
$104K – $376K
$150K – $395K
Franchise Fee
$10K
$30K
Royalty Rate
No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement.
4.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
34.7% (671 loans)
N/A
Total Units
1,741
5
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
2025
FDD Year
2026
2025