Matco Tools vs Mac Tools
Franchise Comparison 2026
Both Matco Tools and Mac Tools are automotive franchises. Matco Tools requires an investment of $104K – $376K while Mac Tools requires $138K – $418K. On SBA loan performance, Mac Tools has a lower charge-off rate (21.5%) compared to Matco Tools (34.7%). FranchiseVerdict rates Matco Tools C (Average) and Mac Tools B (Above average).
| Metric | Matco Tools | Mac Tools |
|---|---|---|
| Verdict Grade | CAverageAverage | BAbove averageAbove average |
| Investment Range | $104K – $376K | $138K – $418K |
| Franchise Fee | $10K | $8K |
| Royalty Rate | No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement. | No percentage royalty; franchisee pays $1,200 annual fee and purchases inventory from franchisor at set prices |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | 34.7% (671 loans) | 21.5% (73 loans) |
| Total Units | 1,741 | 832 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1993 | 2007 |
| FDD Year | 2026 | 2026 |
Investment Range
$104K – $376K
$138K – $418K
Franchise Fee
$10K
$8K
Royalty Rate
No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement.
No percentage royalty; franchisee pays $1,200 annual fee and purchases inventory from franchisor at set prices
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
34.7% (671 loans)
21.5% (73 loans)
Total Units
1,741
832
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
2007
FDD Year
2026
2026