Loyalty Business Services vs Lendio
Franchise Comparison 2026
Both Loyalty Business Services and Lendio are financial services franchises. Loyalty Business Services requires an investment of $68K – $100K while Lendio requires $46K – $117K. FranchiseVerdict rates Loyalty Business Services F (Bottom Quintile) and Lendio A (Top Quintile).
| Metric | Loyalty Business Services | Lendio |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | ATop QuintileTop Quintile |
| Investment Range | $68K – $100K | $46K – $117K |
| Franchise Fee | $40K | $46K |
| Royalty Rate | 14.0% | 30.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | N/A | N/A |
| Total Units | 2 | 121 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 2016 |
| FDD Year | 2021 | 2022 |
Investment Range
$68K – $100K
$46K – $117K
Franchise Fee
$40K
$46K
Royalty Rate
14.0%
30.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
N/A
N/A
Total Units
2
121
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
2016
FDD Year
2021
2022