Liberty Tax Service vs PAYROLL VAULT
Franchise Comparison 2026
Both Liberty Tax Service and PAYROLL VAULT are financial services franchises. Liberty Tax Service requires an investment of $50K – $71K while PAYROLL VAULT requires $77K – $112K. In terms of revenue, PAYROLL VAULT reports higher average unit revenue at $282K. On SBA loan performance, PAYROLL VAULT has a lower charge-off rate (7.7%) compared to Liberty Tax Service (11.7%). FranchiseVerdict rates Liberty Tax Service A (Strongest tier) and PAYROLL VAULT A (Strongest tier).
| Metric | Liberty Tax Service | PAYROLL VAULT |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $50K – $71K | $77K – $112K |
| Franchise Fee | $25K | $69K |
| Royalty Rate | 14.0% | 6.0% |
| Average Revenue (Item 19) | $165K | $282K |
| SBA Charge-Off Rate | 11.7% (264 loans) | 7.7% (13 loans) |
| Total Units | 1,663 | 55 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1997 | 2012 |
| FDD Year | 2026 | 2025 |
Investment Range
$50K – $71K
$77K – $112K
Franchise Fee
$25K
$69K
Royalty Rate
14.0%
6.0%
Average Revenue (Item 19)
$165K
$282K
SBA Charge-Off Rate
11.7% (264 loans)
7.7% (13 loans)
Total Units
1,663
55
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1997
2012
FDD Year
2026
2025