Lendio vs Loyalty Business Services
Franchise Comparison 2026
Both Lendio and Loyalty Business Services are financial services franchises. Lendio requires an investment of $46K – $117K while Loyalty Business Services requires $68K – $100K. FranchiseVerdict rates Lendio A (Strongest tier) and Loyalty Business Services B (Above average).
| Metric | Lendio | Loyalty Business Services |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $46K – $117K | $68K – $100K |
| Franchise Fee | $46K | $35K |
| Royalty Rate | 30.0% | 10.0% |
| Average Revenue (Item 19) | N/A | N/An=2 |
| SBA Charge-Off Rate | N/A | N/A |
| Total Units | 121 | 2 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2016 | 2020 |
| FDD Year | 2022 | 2021 |
Investment Range
$46K – $117K
$68K – $100K
Franchise Fee
$46K
$35K
Royalty Rate
30.0%
10.0%
Average Revenue (Item 19)
N/A
N/An=2
SBA Charge-Off Rate
N/A
N/A
Total Units
121
2
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2016
2020
FDD Year
2022
2021