Jersey Mike's vs Wendy's
Franchise Comparison 2026
Both Jersey Mike's and Wendy's are quick-service restaurants franchises. Jersey Mike's requires an investment of $436K – $1.2M while Wendy's requires $1.6M – $3.1M. In terms of revenue, Wendy's reports higher average unit revenue at $2.0M. On SBA loan performance, Wendy's has a lower charge-off rate (0.8%) compared to Jersey Mike's (4.4%). FranchiseVerdict rates Jersey Mike's A (Strongest tier) and Wendy's A (Strongest tier).
| Metric | Jersey Mike's | Wendy's |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $436K – $1.2M | $1.6M – $3.1M |
| Franchise Fee | $20K | $50K |
| Royalty Rate | 6.5% | 4.0% |
| Average Revenue (Item 19) | $1.4M | $2.0M |
| SBA Charge-Off Rate | 4.4% (667 loans) | 0.8% (200 loans) |
| Total Units | 3,227 | 5,969 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1987 | 1971 |
| FDD Year | 2026 | 2026 |
Investment Range
$436K – $1.2M
$1.6M – $3.1M
Franchise Fee
$20K
$50K
Royalty Rate
6.5%
4.0%
Average Revenue (Item 19)
$1.4M
$2.0M
SBA Charge-Off Rate
4.4% (667 loans)
0.8% (200 loans)
Total Units
3,227
5,969
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1987
1971
FDD Year
2026
2026