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FranchiseVerdict

Family Financial Centers vs Fiesta Insurance

Franchise Comparison 2026

Both Family Financial Centers and Fiesta Insurance are financial services franchises. Family Financial Centers requires an investment of $224K – $309K while Fiesta Insurance requires $72K – $157K. In terms of revenue, Fiesta Insurance reports higher average unit revenue at $322K. Fiesta Insurance has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates Family Financial Centers A (Strongest tier) and Fiesta Insurance A (Strongest tier).

Investment Range
$224K – $309K
$72K – $157K
Franchise Fee
$41K
$15K
Royalty Rate
Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans
20.0%
Average Revenue (Item 19)
$262K
$322K
SBA Charge-Off Rate
Limited data
0.0% (13 loans)
Total Units
52
248
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2004
2007
FDD Year
2025
2022