Family Financial Centers vs Decimal
Franchise Comparison 2026
Both Family Financial Centers and Decimal are financial services franchises. Family Financial Centers requires an investment of $224K – $309K while Decimal requires $60K – $1.1M. Family Financial Centers discloses average revenue of $262K; Decimal does not report Item 19 data. FranchiseVerdict rates Family Financial Centers A (Strongest tier) and Decimal D (Below average).
| Metric | Family Financial Centers | Decimal |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | DBelow averageBelow average |
| Investment Range | $224K – $309K | $60K – $1.1M |
| Franchise Fee | $41K | $30K |
| Royalty Rate | Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans | 10.0% |
| Average Revenue (Item 19) | $262K | N/A |
| SBA Charge-Off Rate | Limited data | N/A |
| Total Units | 52 | 4 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2004 | 2025 |
| FDD Year | 2025 | 2026 |
Investment Range
$224K – $309K
$60K – $1.1M
Franchise Fee
$41K
$30K
Royalty Rate
Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans
10.0%
Average Revenue (Item 19)
$262K
N/A
SBA Charge-Off Rate
Limited data
N/A
Total Units
52
4
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2004
2025
FDD Year
2025
2026