ESTRELLA INSURANCE vs Family Financial Centers
Franchise Comparison 2026
Both ESTRELLA INSURANCE and Family Financial Centers are financial services franchises. ESTRELLA INSURANCE requires an investment of $150K – $284K while Family Financial Centers requires $224K – $309K. Family Financial Centers discloses average revenue of $262K; ESTRELLA INSURANCE does not report Item 19 data. ESTRELLA INSURANCE has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates ESTRELLA INSURANCE A (Strongest tier) and Family Financial Centers A (Strongest tier).
| Metric | ESTRELLA INSURANCE | Family Financial Centers |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $150K – $284K | $224K – $309K |
| Franchise Fee | $25K | $41K |
| Royalty Rate | 14.0% | Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans |
| Average Revenue (Item 19) | N/A | $262K |
| SBA Charge-Off Rate | 0.0% (10 loans) | Limited data |
| Total Units | 214 | 52 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2008 | 2004 |
| FDD Year | 2025 | 2025 |
ESTRELLA INSURANCE
AStrongest tierStrongest tier
Family Financial Centers
AStrongest tierStrongest tier
Investment Range
$150K – $284K
$224K – $309K
Franchise Fee
$25K
$41K
Royalty Rate
14.0%
Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans
Average Revenue (Item 19)
N/A
$262K
SBA Charge-Off Rate
0.0% (10 loans)
Limited data
Total Units
214
52
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2008
2004
FDD Year
2025
2025