Cost Cutters vs Massage Envy
Franchise Comparison 2026
Both Cost Cutters and Massage Envy are personal care & beauty franchises. Cost Cutters requires an investment of $181K – $342K while Massage Envy requires $719K – $1.1M. In terms of revenue, Massage Envy reports higher average unit revenue at $1.1M. Massage Envy has SBA lending data on file with a 8.5% charge-off rate. FranchiseVerdict rates Cost Cutters C (Average) and Massage Envy A (Strongest tier).
| Metric | Cost Cutters | Massage Envy |
|---|---|---|
| Verdict Grade | CAverageAverage | AStrongest tierStrongest tier |
| Investment Range | $181K – $342K | $719K – $1.1M |
| Franchise Fee | $40K | $45K |
| Royalty Rate | 4.0% | 6.0% |
| Average Revenue (Item 19) | $280K | $1.1M |
| SBA Charge-Off Rate | Limited data | 8.5% (598 loans) |
| Total Units | 405 | 1,009 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1982 | 2003 |
| FDD Year | 2025 | 2025 |
Investment Range
$181K – $342K
$719K – $1.1M
Franchise Fee
$40K
$45K
Royalty Rate
4.0%
6.0%
Average Revenue (Item 19)
$280K
$1.1M
SBA Charge-Off Rate
Limited data
8.5% (598 loans)
Total Units
405
1,009
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1982
2003
FDD Year
2025
2025