Cost Cutters vs Hand And Stone
Franchise Comparison 2026
Both Cost Cutters and Hand And Stone are personal care & beauty franchises. Cost Cutters requires an investment of $181K – $342K while Hand And Stone requires $321K – $865K. In terms of revenue, Hand And Stone reports higher average unit revenue at $1.3M. Hand And Stone has SBA lending data on file with a 2.2% charge-off rate. FranchiseVerdict rates Cost Cutters C (Average) and Hand And Stone A (Strongest tier).
| Metric | Cost Cutters | Hand And Stone |
|---|---|---|
| Verdict Grade | CAverageAverage | AStrongest tierStrongest tier |
| Investment Range | $181K – $342K | $321K – $865K |
| Franchise Fee | $40K | $50K |
| Royalty Rate | 4.0% | 6.0% |
| Average Revenue (Item 19) | $280K | $1.3M |
| SBA Charge-Off Rate | Limited data | 2.2% (101 loans) |
| Total Units | 405 | 615 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1982 | 2005 |
| FDD Year | 2025 | 2025 |
Investment Range
$181K – $342K
$321K – $865K
Franchise Fee
$40K
$50K
Royalty Rate
4.0%
6.0%
Average Revenue (Item 19)
$280K
$1.3M
SBA Charge-Off Rate
Limited data
2.2% (101 loans)
Total Units
405
615
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1982
2005
FDD Year
2025
2025