Circle K vs Jersey Mike's
Franchise Comparison 2026
Circle K is a retail franchise, while Jersey Mike's operates in quick-service restaurants. Circle K requires an investment of $1.5M – $2.7M while Jersey Mike's requires $436K – $1.2M. In terms of revenue, Circle K reports higher average unit revenue at $1.4M. On SBA loan performance, Jersey Mike's has a lower charge-off rate (4.4%) compared to Circle K (6.7%). FranchiseVerdict rates Circle K B (Above average) and Jersey Mike's A (Strongest tier).
| Metric | Circle K | Jersey Mike's |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $1.5M – $2.7M | $436K – $1.2M |
| Franchise Fee | $25K | $20K |
| Royalty Rate | 3.0% | 6.5% |
| Average Revenue (Item 19) | $1.4M | $1.4M |
| SBA Charge-Off Rate | 6.7% (80 loans) | 4.4% (667 loans) |
| Total Units | 6,063 | 3,227 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1995 | 1987 |
| FDD Year | 2024 | 2026 |
Investment Range
$1.5M – $2.7M
$436K – $1.2M
Franchise Fee
$25K
$20K
Royalty Rate
3.0%
6.5%
Average Revenue (Item 19)
$1.4M
$1.4M
SBA Charge-Off Rate
6.7% (80 loans)
4.4% (667 loans)
Total Units
6,063
3,227
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1995
1987
FDD Year
2024
2026