Arby’s vs Papa John's Pizza
Franchise Comparison 2026
Arby’s is a quick-service restaurants franchise, while Papa John's Pizza operates in full-service restaurants. Arby’s requires an investment of $869K – $2.5M while Papa John's Pizza requires $281K – $890K. In terms of revenue, Arby’s reports higher average unit revenue at $1.3M. On SBA loan performance, Arby’s has a lower charge-off rate (18.2%) compared to Papa John's Pizza (19.6%). FranchiseVerdict rates Arby’s A (Strongest tier) and Papa John's Pizza A (Strongest tier).
| Metric | Arby’s | Papa John's Pizza |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $869K – $2.5M | $281K – $890K |
| Franchise Fee | $38K | $25K |
| Royalty Rate | 4.0% | 5.0% |
| Average Revenue (Item 19) | $1.3M | $1.1MIncl. company outlets |
| SBA Charge-Off Rate | 18.2% (198 loans) | 19.6% (190 loans) |
| Total Units | 3,265 | 3,294 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2015 | 2021 |
| FDD Year | 2026 | 2026 |
Investment Range
$869K – $2.5M
$281K – $890K
Franchise Fee
$38K
$25K
Royalty Rate
4.0%
5.0%
Average Revenue (Item 19)
$1.3M
$1.1MIncl. company outlets
SBA Charge-Off Rate
18.2% (198 loans)
19.6% (190 loans)
Total Units
3,265
3,294
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2015
2021
FDD Year
2026
2026