Arby’s vs Circle K
Franchise Comparison 2026
Arby’s is a quick-service restaurants franchise, while Circle K operates in retail. Arby’s requires an investment of $869K – $2.5M while Circle K requires $1.5M – $2.7M. In terms of revenue, Circle K reports higher average unit revenue at $1.4M. On SBA loan performance, Circle K has a lower charge-off rate (6.7%) compared to Arby’s (18.2%). FranchiseVerdict rates Arby’s A (Strongest tier) and Circle K B (Above average).
| Metric | Arby’s | Circle K |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $869K – $2.5M | $1.5M – $2.7M |
| Franchise Fee | $38K | $25K |
| Royalty Rate | 4.0% | 3.0% |
| Average Revenue (Item 19) | $1.3M | $1.4M |
| SBA Charge-Off Rate | 18.2% (198 loans) | 6.7% (80 loans) |
| Total Units | 3,265 | 6,063 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2015 | 1995 |
| FDD Year | 2026 | 2024 |
Investment Range
$869K – $2.5M
$1.5M – $2.7M
Franchise Fee
$38K
$25K
Royalty Rate
4.0%
3.0%
Average Revenue (Item 19)
$1.3M
$1.4M
SBA Charge-Off Rate
18.2% (198 loans)
6.7% (80 loans)
Total Units
3,265
6,063
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2015
1995
FDD Year
2026
2024