Arby’s vs Chick-fil-A
Franchise Comparison 2026
Both Arby’s and Chick-fil-A are quick-service restaurants franchises. Arby’s requires an investment of $869K – $2.5M while Chick-fil-A requires $586K – $3.4M. In terms of revenue, Chick-fil-A reports higher average unit revenue at $9.3M. Arby’s has SBA lending data on file with a 18.2% charge-off rate. FranchiseVerdict rates Arby’s B (Above average) and Chick-fil-A A (Strongest tier).
| Metric | Arby’s | Chick-fil-A |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $869K – $2.5M | $586K – $3.4M |
| Franchise Fee | $38K | $10K |
| Royalty Rate | 4.0% | 10.0% |
| Average Revenue (Item 19) | $1.3M | $9.3M |
| SBA Charge-Off Rate | 18.2% (198 loans) | Limited data |
| Total Units | 3,265 | 2,684 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2015 | 1992 |
| FDD Year | 2026 | 2025 |
Investment Range
$869K – $2.5M
$586K – $3.4M
Franchise Fee
$38K
$10K
Royalty Rate
4.0%
10.0%
Average Revenue (Item 19)
$1.3M
$9.3M
SBA Charge-Off Rate
18.2% (198 loans)
Limited data
Total Units
3,265
2,684
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2015
1992
FDD Year
2026
2025