Anytime Fitness vs Panera Bread
Franchise Comparison 2026
Anytime Fitness is a health & fitness franchise, while Panera Bread operates in quick-service restaurants. Anytime Fitness requires an investment of $539K – $905K while Panera Bread requires $1.3M – $4.7M. In terms of revenue, Panera Bread reports higher average unit revenue at $2.6M. Note: Reported as net sales, not gross sales. Anytime Fitness has SBA lending data on file with a 11.7% charge-off rate. FranchiseVerdict rates Anytime Fitness A (Strongest tier) and Panera Bread A (Strongest tier).
| Metric | Anytime Fitness | Panera Bread |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $539K – $905K | $1.3M – $4.7M |
| Franchise Fee | $43K | $35K |
| Royalty Rate | Flat $842/month per center (not currently percentage-based); franchisor may convert to up to 8% of Gross Revenue with 30 days' notice | 5.0% |
| Average Revenue (Item 19) | $447K | $2.6M |
| SBA Charge-Off Rate | 11.7% (1108 loans) | Limited data |
| Total Units | 2,282 | 2,206 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2002 | 1993 |
| FDD Year | 2026 | 2025 |
Investment Range
$539K – $905K
$1.3M – $4.7M
Franchise Fee
$43K
$35K
Royalty Rate
Flat $842/month per center (not currently percentage-based); franchisor may convert to up to 8% of Gross Revenue with 30 days' notice
5.0%
Average Revenue (Item 19)
$447K
$2.6M
SBA Charge-Off Rate
11.7% (1108 loans)
Limited data
Total Units
2,282
2,206
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2002
1993
FDD Year
2026
2025