FranchiseVerdict
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F81/100FDD 2023

Roly Poly Rolled Sandwiches — Litigation & Risk

Food & Beverage - Full Service · FDD Items 3, 4 & 5

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Lower Risk

No litigation cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
81 / 100
FranchiseVerdict composite
Rating
AVOID
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
32
Government-backed loans issued
Default rate
46.9%
vs <3% typical · system-wide
5-yr default rate
—
Defaults
15 loans
Loans charged off or defaulted
Total loan volume
$2.5M
Avg loan size
$77K
Participating lenders
22

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
1 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Florida
State whose law governs disputes — relevant if you're not based there

What drove the 81/100 rating

Risk Score Breakdown

  1. 01MEDUnit count declined 10.7% year-over-year (25 units remaining), indicating systemic underperformance or franchisee exits
  2. 02MINORNo average revenue or net income disclosure in Item 19 prevents ROI validation and raises transparency concerns
  3. 03MINOR$500/month minimum royalty on a 5% rate suggests expected unit volumes are modest; break-even analysis impossible
  4. 04MEDInvestment range of $106,550–$226,700 is substantial with no disclosed profitability benchmarks to justify cost
  5. 05MINORFranchise system is contracting rather than expanding, limiting growth prospects and peer support network

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.