FDD Items 3 & 4 · 2025 filing

Mint Condition litigation history

What Mint Condition disclosed about lawsuits, arbitrations and bankruptcy in the 2025 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.

Items 3 (litigation) & 4 (bankruptcy) at a glance

What the filing discloses

Cases disclosed: 5; Item 3, as counted in the filing

Largest settlement, franchisor's own cases: $7K; As stated in Item 3

Bankruptcy (Item 4): None; Franchisor, parent, predecessor or officer

Filing year: 2025; Disclosures cover the prior ten years

Extracted from the 2025 Franchise Disclosure Document

Item 3: litigation

Five franchise-related cases: (1) Willis individual suit — jury verdict $11,443 to Willis, $3,105 to Mint Condition, both paid; (2) Harp — settled $5,000, dismissed Dec 2016; (3) Codio — settled $2,000, dismissed Nov 2016; (4) Richmond — settled $7,250, dismissed Dec 2016; (5) Ellis — settled $3,700, dismissed Dec 2016. All cases arose from franchisees alleging breach of contract, fraud, and unfair trade practices.

Item 3 (litigation) · 5 matters disclosed

Litigation cases

The franchisor and its predecessor

Concluded (5)

Cornelius Harp vs. Mint Condition Franchising, Inc.
settled
Brought by a franchisee · Mint Condition Franchising, Inc. (our predecessor) · filed 2016-01-11 · Mecklenburg County Superior Court, North Carolina · 16 CVS 578
“On January 11, 2016, in a case entitled Cornelius Harp vs. Mint Condition Franchising, Inc., Cornelius Harp, a franchisee of Mint Condition Franchising, Inc., who had been a plaintiff in the previously severed and dismissed Willis case, filed a complaint in”Page 11 of the 2025 FDD, Item 3
Outcome: “The lawsuit was settled in November 2016 by payment to Mr. Harp in the amount of $5,000.00, and the lawsuit was dismissed with prejudice on December 15, 2016.”
Deborah Ellis vs. Mint Condition Franchising, Inc.
settled
Brought by a franchisee · Mint Condition Franchising, Inc. (our predecessor) · filed 2016-04-12 · Mecklenburg County Superior Court, North Carolina · 16 CVS 6961
“On April 12, 2016, in a case entitled Deborah Ellis vs. Mint Condition Franchising, Inc., Deborah Ellis filed a complaint in Mecklenburg County Superior Court, 16 CVS 6961, alleging breach of contract, fraud, unjust enrichment, unfair and deceptive trade practices, tortious interference and unjust enrichment, and seeking punitive damages.”Page 12 of the 2025 FDD, Item 3
Outcome: “The lawsuit was settled in November 2016 by payment to Ms. Ellis in the amount of $3,700.00, and the lawsuit was dismissed with prejudice on December 15, 2016.”
Reginald L. Richmond, et al vs. Mint Condition Franchising, Inc.
settled
Brought by a franchisee · Mint Condition Franchising, Inc. (our predecessor) · filed 2016-04-01 · Mecklenburg County Superior Court, North Carolina · 16 CVS 6374
“On April 1, 2016, in a case entitled Reginald L. Richmond, et al vs. Mint Condition Franchising, Inc., Reginald Richmond and Ida Richmond filed a complaint in Mecklenburg County Superior Court, 16 CVS 6374, alleging breach of contract, fraud, unjust”Page 11 of the 2025 FDD, Item 3
Outcome: “The lawsuit was settled in November 2016 by payment to Mr. and Mrs. Richmond in the amount of $7,250.00, and the lawsuit was dismissed with prejudice on December 15, 2016.” (page 12)
Renand Codio vs. Mint Condition Franchising, Inc.
settled
Brought by a franchisee · Mint Condition Franchising, Inc. (our predecessor) · filed 2015-10-27 · Mecklenburg County Superior Court, North Carolina · 15 CVS 20135
“On October 27, 2015, in a case entitled Renand Codio vs. Mint Condition Franchising, Inc., Renand Codio, filed a complaint in Mecklenburg County Superior Court, 15 CVS 20135, alleging breach of contract, fraud, unjust enrichment, unfair and deceptive trade practices, tortious interference and unjust enrichment, and seeking punitive damages.”Page 11 of the 2025 FDD, Item 3
Outcome: “The lawsuit was settled in November 2016 by payment to Mr. Codio in the amount of $2,000.00, and the lawsuit was dismissed with prejudice on November 10, 2016.”
Willis, et al. vs. Mint Condition Franchising, Inc.
judgment
Brought by a franchisee · Mint Condition Franchising, Inc. (now Mint Condition of Charlotte, Inc., our predecessor) · filed 2014-07-25 · Mecklenburg County Superior Court, North Carolina · 14 CVS 13688; 15 CVS 20134
“On July 25, 2014, in a case entitled Willis, et al. vs. Mint Condition Franchising, Inc., seven existing or former Mint Condition franchisees, including Anthony Willis and Cornelius Harp, filed a complaint in Mecklenburg County Superior Court, NC, 14 CVS”Page 11 of the 2025 FDD, Item 3
Outcome: “On August 17, 2016, the jury returned a verdict in the Willis Lawsuit finding that Mint Condition breached the Franchise Agreement and that Anthony Willis was entitled to recover the amount of $11,443.00 from Mint Condition.”

Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.

Before you weigh a lawsuit

How to read Item 3

A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.

Questions worth asking current and former franchisees, using the contact list in Item 20:

Were you, or anyone you know in the system, party to a dispute with the franchisor?
Was it resolved by settlement, arbitration or a court, and on what terms?
Has the number of disputes gone up or down since you signed?

Back to the Mint Condition verdict Risk analysis on the brand page Franchisee contacts for due-diligence calls