SBA 7(a) franchise lending portfolio
Wisconsin Women's Business Initiative Corporation
AVERAGE risk
- Total loans
- 14
- Loan volume
- $1.9M
- Avg loan size
- $139K
- Default rate
- 11.1%
- vs 15.4% national avg
Defaults
1
Avg interest
8.93%
Franchises funded
14
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| iLoveKickboxing.com | 1 | $90K | 0.0% |
| 9Round | 1 | $95K | 0.0% |
| Play It Again Sports | 1 | $80K | 0.0% |
| The Barre Code (fka Barre Bee | 1 | $150K | 0.0% |
| Synergy Homecare | 1 | $50K | 0.0% |
| 9round | 1 | $111K | 0.0% |
| Burn Boot Camp Fitness | 1 | $200K | — |
| SYNERGY HomeCare | 1 | $120K | — |
| Color Glo | 1 | $80K | — |
| Elitea - Business Agreement | 1 | $220K | — |
| Planet Smoothie | 1 | $206K | 0.0% |
| IV Nutrition | 1 | $150K | — |
| Fleet Clean | 1 | $225K | 0.0% |
| The Camp Transformation Center | 1 | $170K | 100.0% |
Lending volume by year
1'15
2'16
1'18
3'19
1'20
3'21
2'22
1'23
Geographic exposure
1411.1%
Portfolio summary
Total funded$1.9M
Defaults1 of 14
Risk tierAVERAGE
Avg rate8.93%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).