WW
SBA 7(a) franchise lending portfolio
Wisconsin Women's Business Initiative Corporation
AVERAGE risk
- Total loans
- 14
- Loan volume
- $1.9M
- Avg loan size
- $139K
- Charge-off rate
- 11.1%
- vs 15.4% national avg
Defaults
1
Avg interest
8.93%
Franchises funded
14
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| iLoveKickboxing.com | 1 | $90K | 0.0% (low risk) |
| 9Round | 1 | $95K | 0.0% (low risk) |
| Play It Again Sports | 1 | $80K | 0.0% (low risk) |
| The Barre Code (fka Barre Bee | 1 | $150K | 0.0% (low risk) |
| Synergy Homecare | 1 | $50K | 0.0% (low risk) |
| 9round | 1 | $111K | 0.0% (low risk) |
| Burn Boot Camp Fitness | 1 | $200K | N/A |
| SYNERGY HomeCare | 1 | $120K | N/A |
| Color Glo | 1 | $80K | N/A |
| Elitea - Business Agreement | 1 | $220K | N/A |
| Planet Smoothie | 1 | $206K | 0.0% (low risk) |
| IV Nutrition | 1 | $150K | N/A |
| Fleet Clean | 1 | $225K | 0.0% (low risk) |
| The Camp Transformation Center | 1 | $170K | 100.0% (very high risk) |
Lending volume by year
1'15
2'16
1'18
3'19
1'20
3'21
2'22
1'23
Geographic exposure
1411.1% (elevated risk)
Portfolio summary
Total funded$1.9M
Defaults1 of 14
Risk tierAVERAGE
Avg rate8.93%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).
Frequently asked questions
- How many SBA 7(a) franchise loans has Wisconsin Women's Business Initiative Corporation originated?
- 14 loans totaling $1.9M. The portfolio carries a 11.1% charge-off rate, earning a “AVERAGE” risk rating.
- What is the charge-off rate and why does it matter?
- Charge-off rate = charge-offs / (charge-offs + paid-in-full). For SBA 7(a) franchise lending, the national average runs 5–8%. Portfolios materially above that signal either riskier franchise selection or weaker underwriting.
- Where does this lending data come from?
- SBA 7(a) loan records released under the Freedom of Information Act. Each record carries approval date, amount, lender, business type, NAICS code, location, and outcome. See methodology.
- Which franchise brands does Wisconsin Women's Business Initiative Corporation fund the most?
- The “Top franchise exposures” table above lists the brands Wisconsin Women's Business Initiative Corporation has the largest concentration in. Click any brand to see its full FDD-disclosed financials, growth trajectory, and SBA loan performance across all lenders.