SBA 7(a) franchise lending portfolio
First Eagle Bank
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $2.0M
- Avg loan size
- $198K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.57%
Franchises funded
7
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Pure Barre | 2 | $368K | 0.0% |
| Title Boxing Club | 2 | $508K | 0.0% |
| Subway Sandwich Shop | 2 | $425K | 0.0% |
| Paper Warehouse (party Supplie | 1 | $80K | 0.0% |
| Discovery Zone (children's Gym | 1 | $350K | 0.0% |
| Baskin-Robbins 31 Ice Cream | 1 | $40K | 0.0% |
| Stretch Lab | 1 | $205K | — |
Lending volume by year
1'92
1'93
1'97
1'10
1'11
1'15
1'17
1'19
1'20
1'22
Geographic exposure
100.0%
Portfolio summary
Total funded$2.0M
Defaults0 of 10
Risk tierEXCELLENT
Avg rate6.57%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).