BE
SBA 7(a) franchise lending portfolio
Boeing Empl CU
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $1.4M
- Avg loan size
- $129K
- Charge-off rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
N/A
Franchises funded
8
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Desert Sun | 3 | $322K | 0.0% (low risk) |
| Curves For Women | 2 | $132K | 0.0% (low risk) |
| Robeks Juice | 1 | $230K | 0.0% (low risk) |
| Liberty Fitness Women's Health | 1 | $70K | 0.0% (low risk) |
| Fitness Together | 1 | $135K | 0.0% (low risk) |
| Hobbytown Usa | 1 | $120K | 0.0% (low risk) |
| Jersey Mike's (deli Restaurant | 1 | $195K | 0.0% (low risk) |
| Play It Again Sports (retail S | 1 | $220K | 0.0% (low risk) |
Lending volume by year
6'05
2'06
3'07
Geographic exposure
110.0% (low risk)
Portfolio summary
Total funded$1.4M
Defaults0 of 11
Risk tierEXCELLENT
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).
Frequently asked questions
- How many SBA 7(a) franchise loans has Boeing Empl CU originated?
- 11 loans totaling $1.4M. The portfolio carries a 0.0% charge-off rate, earning a “EXCELLENT” risk rating.
- What is the charge-off rate and why does it matter?
- Charge-off rate = charge-offs / (charge-offs + paid-in-full). For SBA 7(a) franchise lending, the national average runs 5–8%. Portfolios materially above that signal either riskier franchise selection or weaker underwriting.
- Where does this lending data come from?
- SBA 7(a) loan records released under the Freedom of Information Act. Each record carries approval date, amount, lender, business type, NAICS code, location, and outcome. See methodology.
- Which franchise brands does Boeing Empl CU fund the most?
- The “Top franchise exposures” table above lists the brands Boeing Empl CU has the largest concentration in. Click any brand to see its full FDD-disclosed financials, growth trajectory, and SBA loan performance across all lenders.