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FranchiseVerdict

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3 brands side-by-side

Compare up to 4 brands side by side

indicates the clear winner per row. Ties and missing data are not highlighted.

Brand
Loyalty Business Services logoFBottom Quintile
Loyalty Business Services
Financial Services
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Brightway Insurance logoDBelow Average
Brightway Insurance
Financial Services
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Lendio logoATop Quintile
Lendio
Financial Services
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Vitals
Investment range
$68K – $100K
$35K – $137K
$46K – $117K
Liquid capital
$5K – $15K
$10K – $55K
$2K – $12K
Franchise fee
$40K
$25K
$46K
Royalty rate
14.0%
N/A
30.0%
Ad fund rate
3.0%
3.0%
2.0%
Performance
Avg gross sales
N/A
$906K
N/A
Median gross sales
N/A
$655K
N/A
Avg owner earnings
Metric varies by brand. Check type below
N/A
N/A
N/A
Earnings metric
Not classified
Not classified
Not classified
Risk
Rating
FBottom Quintile
DBelow Average
ATop Quintile
Risk score
84 / 100
75 / 100
46 / 100
SBA charge-off rate
N/A
18.2%
N/A
SBA loans on record
N/A
11
N/A
Scale
Total units
2
341
121
Net change (latest yr)
N/A
N/A
N/A
Turnover rate
0.0%
N/A
1.7%
Contract
Initial term (years)
10
5
5
Renewal term (years)
10
5
5
Initial training (hrs)
25
110
40
Contacts
Franchisee phones
3
427
30

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