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indicates the clear winner per row. Ties and missing data are not highlighted.
These brands report different earnings metrics (Operating Income, EBITDA). Financial figures may not be directly comparable.
| Brand | Culver's Quick-Service Restaurants Remove | Panera Bread Quick-Service Restaurants Remove |
|---|---|---|
| Vitals | ||
Investment range | $2.8M – $6.9M | $1.3M – $4.7M |
Liquid capital | $50K – $100K | $67K – $352K |
Franchise fee | $55K | $35K |
Royalty rate | 4.0% | 5.0% |
Ad fund rate | 2.5% | 3.5% |
| Performance | ||
Avg gross sales | $3.5M | $2.7M |
Median gross sales | $3.4M | $2.9M |
Avg owner earnings Metric varies by brand. Check type below | $457K | $492K |
Earnings metric | Operating Income | EBITDA |
| Risk | ||
Rating | ATop Quintile | ATop Quintile |
Risk score | 30 / 100 | 21 / 100 |
SBA charge-off rate | 0.0% | 0.0% |
SBA loans on record | 114 | 1 |
| Scale | ||
Total units | 944 | 2,206 |
Net change (latest yr) | N/A | N/A |
Turnover rate | 0.1% | 1.0% |
| Contract | ||
Initial term (years) | 15 | 20 |
Renewal term (years) | 10 | 20 |
Initial training (hrs) | 644 | 520 |
| Contacts | ||
Franchisee phones | 936 | 75 |
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