Wine & Design vs Gotcha Covered
Franchise Comparison 2026
Both Wine & Design and Gotcha Covered are home services franchises. Wine & Design requires an investment of $70K – $272K while Gotcha Covered requires $123K – $217K. Gotcha Covered discloses average revenue of $580K; Wine & Design does not report Item 19 data. Gotcha Covered has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates Wine & Design F (Bottom Quintile) and Gotcha Covered C (Average).
| Metric | Wine & Design | Gotcha Covered |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | CAverageAverage |
| Investment Range | $70K – $272K | $123K – $217K |
| Franchise Fee | $25K | $70K |
| Royalty Rate | 6.0% | Fixed monthly fee from $350 to $2,250 depending on months in operation |
| Average Revenue (Item 19) | N/A | $580K |
| SBA Charge-Off Rate | Limited data | 12.7% (55 loans) |
| Total Units | 49 | 172 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2010 | 2009 |
| FDD Year | 2025 | 2026 |
Investment Range
$70K – $272K
$123K – $217K
Franchise Fee
$25K
$70K
Royalty Rate
6.0%
Fixed monthly fee from $350 to $2,250 depending on months in operation
Average Revenue (Item 19)
N/A
$580K
SBA Charge-Off Rate
Limited data
12.7% (55 loans)
Total Units
49
172
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2010
2009
FDD Year
2025
2026