THE HUMAN BEAN vs Bruegger’s Bagels
Franchise Comparison 2026
Both THE HUMAN BEAN and Bruegger’s Bagels are quick-service restaurants franchises. THE HUMAN BEAN requires an investment of $572K – $1.3M while Bruegger’s Bagels requires $694K – $1.2M. THE HUMAN BEAN discloses average revenue of $848K; Bruegger’s Bagels does not report Item 19 data. THE HUMAN BEAN has SBA lending data on file with a 35.7% charge-off rate. FranchiseVerdict rates THE HUMAN BEAN C (Average) and Bruegger’s Bagels C (Average).
| Metric | THE HUMAN BEAN | Bruegger’s Bagels |
|---|---|---|
| Verdict Grade | CAverageAverage | CAverageAverage |
| Investment Range | $572K – $1.3M | $694K – $1.2M |
| Franchise Fee | $35K | $35K |
| Royalty Rate | None | 5.0% |
| Average Revenue (Item 19) | $848K | N/A |
| SBA Charge-Off Rate | 35.7% (51 loans) | N/A |
| Total Units | 177 | 181 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2002 | 1993 |
| FDD Year | 2025 | 2024 |
Investment Range
$572K – $1.3M
$694K – $1.2M
Franchise Fee
$35K
$35K
Royalty Rate
None
5.0%
Average Revenue (Item 19)
$848K
N/A
SBA Charge-Off Rate
35.7% (51 loans)
N/A
Total Units
177
181
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2002
1993
FDD Year
2025
2024