Piggly Wiggly vs Circle K
Franchise Comparison 2026
Both Piggly Wiggly and Circle K are retail franchises. Piggly Wiggly requires an investment of $2.0M – $6.7M while Circle K requires $1.5M – $2.7M. Circle K discloses average revenue of $1.4M; Piggly Wiggly does not report Item 19 data. On SBA loan performance, Circle K has a lower charge-off rate (8.3%) compared to Piggly Wiggly (12.0%). FranchiseVerdict rates Piggly Wiggly C (Average) and Circle K A (Top Quintile).
| Metric | Piggly Wiggly | Circle K |
|---|---|---|
| Verdict Grade | CAverageAverage | ATop QuintileTop Quintile |
| Investment Range | $2.0M – $6.7M | $1.5M – $2.7M |
| Franchise Fee | $0 | $25K |
| Royalty Rate | Tiered: 0.375% on the first $45,000 of gross sales per four-week period; 0.25% on the next $339,615; 0.125% on gross sales above $384,615 until reaching $25,000,000 annually; 0.0625% on all gross sales over $25,000,000 annually. | 3.0% |
| Average Revenue (Item 19) | N/A | $1.4M |
| SBA Charge-Off Rate | 12.0% (50 loans) | 8.3% (45 loans) |
| Total Units | 90 | 6,063 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1982 | 1995 |
| FDD Year | 2025 | 2024 |
Investment Range
$2.0M – $6.7M
$1.5M – $2.7M
Franchise Fee
$0
$25K
Royalty Rate
Tiered: 0.375% on the first $45,000 of gross sales per four-week period; 0.25% on the next $339,615; 0.125% on gross sales above $384,615 until reaching $25,000,000 annually; 0.0625% on all gross sales over $25,000,000 annually.
3.0%
Average Revenue (Item 19)
N/A
$1.4M
SBA Charge-Off Rate
12.0% (50 loans)
8.3% (45 loans)
Total Units
90
6,063
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1982
1995
FDD Year
2025
2024