Skip to main content
FranchiseVerdict

Papa Johns vs Wendy's

Franchise Comparison 2026

Both Papa Johns and Wendy's are quick-service restaurants franchises. Papa Johns requires an investment of $261K – $853K while Wendy's requires $410K – $3.1M. In terms of revenue, Wendy's reports higher average unit revenue at $2.1M. On SBA loan performance, Wendy's has a lower charge-off rate (0.8%) compared to Papa Johns (18.1%). FranchiseVerdict rates Papa Johns A (Top Quintile) and Wendy's A (Top Quintile).

Investment Range
$261K – $853K
$410K – $3.1M
Franchise Fee
$25K
$50K
Royalty Rate
5.0%
4-6% of Gross Sales depending on restaurant type and development program (4% traditional/Groundbreaker, 5% Pacesetter, 6% military/Build-to-Suit)
Average Revenue (Item 19)
$1.2M
$2.1M
SBA Charge-Off Rate
18.1% (323 loans)
0.8% (200 loans)
Total Units
3,291
5,969
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2021
1971
FDD Year
2025
2026