House of Bread vs Cookie Co.
Franchise Comparison 2026
Both House of Bread and Cookie Co. are quick-service restaurants franchises. House of Bread requires an investment of $198K – $584K while Cookie Co. requires $233K – $553K. In terms of revenue, Cookie Co. reports higher average unit revenue at $1.1M. Cookie Co. has SBA lending data on file with a 50.0% charge-off rate. FranchiseVerdict rates House of Bread F (Bottom Quintile) and Cookie Co. D (Below Average).
| Metric | House of Bread | Cookie Co. |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | DBelow AverageBelow Average |
| Investment Range | $198K – $584K | $233K – $553K |
| Franchise Fee | $35K | $35K |
| Royalty Rate | 6.0% | 7.0% |
| Average Revenue (Item 19) | $699K | $1.1M |
| SBA Charge-Off Rate | Limited data | 50.0% (11 loans) |
| Total Units | 6 | 12 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1999 | 2021 |
| FDD Year | 2025 | 2023 |
Investment Range
$198K – $584K
$233K – $553K
Franchise Fee
$35K
$35K
Royalty Rate
6.0%
7.0%
Average Revenue (Item 19)
$699K
$1.1M
SBA Charge-Off Rate
Limited data
50.0% (11 loans)
Total Units
6
12
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
2021
FDD Year
2025
2023