Gotcha Covered vs Wine & Design
Franchise Comparison 2026
Both Gotcha Covered and Wine & Design are home services franchises. Gotcha Covered requires an investment of $123K – $217K while Wine & Design requires $70K – $272K. Gotcha Covered discloses average revenue of $580K; Wine & Design does not report Item 19 data. Gotcha Covered has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates Gotcha Covered C (Average) and Wine & Design F (Bottom Quintile).
| Metric | Gotcha Covered | Wine & Design |
|---|---|---|
| Verdict Grade | CAverageAverage | FBottom QuintileBottom Quintile |
| Investment Range | $123K – $217K | $70K – $272K |
| Franchise Fee | $70K | $25K |
| Royalty Rate | Fixed monthly fee from $350 to $2,250 depending on months in operation | 6.0% |
| Average Revenue (Item 19) | $580K | N/A |
| SBA Charge-Off Rate | 12.7% (55 loans) | Limited data |
| Total Units | 172 | 49 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2009 | 2010 |
| FDD Year | 2026 | 2025 |
Investment Range
$123K – $217K
$70K – $272K
Franchise Fee
$70K
$25K
Royalty Rate
Fixed monthly fee from $350 to $2,250 depending on months in operation
6.0%
Average Revenue (Item 19)
$580K
N/A
SBA Charge-Off Rate
12.7% (55 loans)
Limited data
Total Units
172
49
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2009
2010
FDD Year
2026
2025