Gotcha Covered vs Garage Force
Franchise Comparison 2026
Both Gotcha Covered and Garage Force are home services franchises. Gotcha Covered requires an investment of $123K – $217K while Garage Force requires $133K – $201K. In terms of revenue, Gotcha Covered reports higher average unit revenue at $580K. On SBA loan performance, Garage Force has a lower charge-off rate (5.7%) compared to Gotcha Covered (12.7%). FranchiseVerdict rates Gotcha Covered C (Average) and Garage Force A (Top Quintile).
| Metric | Gotcha Covered | Garage Force |
|---|---|---|
| Verdict Grade | CAverageAverage | ATop QuintileTop Quintile |
| Investment Range | $123K – $217K | $133K – $201K |
| Franchise Fee | $70K | $50K |
| Royalty Rate | Fixed monthly fee from $350 to $2,250 depending on months in operation | 5.0% |
| Average Revenue (Item 19) | $580K | $507K |
| SBA Charge-Off Rate | 12.7% (55 loans) | 5.7% (35 loans) |
| Total Units | 172 | 228 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2009 | 2014 |
| FDD Year | 2026 | 2025 |
Investment Range
$123K – $217K
$133K – $201K
Franchise Fee
$70K
$50K
Royalty Rate
Fixed monthly fee from $350 to $2,250 depending on months in operation
5.0%
Average Revenue (Item 19)
$580K
$507K
SBA Charge-Off Rate
12.7% (55 loans)
5.7% (35 loans)
Total Units
172
228
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2009
2014
FDD Year
2026
2025