Garage Force vs Gotcha Covered
Franchise Comparison 2026
Both Garage Force and Gotcha Covered are home services franchises. Garage Force requires an investment of $133K – $201K while Gotcha Covered requires $123K – $217K. In terms of revenue, Gotcha Covered reports higher average unit revenue at $580K. On SBA loan performance, Garage Force has a lower charge-off rate (5.7%) compared to Gotcha Covered (12.7%). FranchiseVerdict rates Garage Force A (Top Quintile) and Gotcha Covered C (Average).
| Metric | Garage Force | Gotcha Covered |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | CAverageAverage |
| Investment Range | $133K – $201K | $123K – $217K |
| Franchise Fee | $50K | $70K |
| Royalty Rate | 5.0% | Fixed monthly fee from $350 to $2,250 depending on months in operation |
| Average Revenue (Item 19) | $507K | $580K |
| SBA Charge-Off Rate | 5.7% (35 loans) | 12.7% (55 loans) |
| Total Units | 228 | 172 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2014 | 2009 |
| FDD Year | 2025 | 2026 |
Investment Range
$133K – $201K
$123K – $217K
Franchise Fee
$50K
$70K
Royalty Rate
5.0%
Fixed monthly fee from $350 to $2,250 depending on months in operation
Average Revenue (Item 19)
$507K
$580K
SBA Charge-Off Rate
5.7% (35 loans)
12.7% (55 loans)
Total Units
228
172
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2014
2009
FDD Year
2025
2026