Fiesta Insurance vs PAYROLL VAULT
Franchise Comparison 2026
Both Fiesta Insurance and PAYROLL VAULT are financial services franchises. Fiesta Insurance requires an investment of $72K – $157K while PAYROLL VAULT requires $77K – $112K. In terms of revenue, Fiesta Insurance reports higher average unit revenue at $322K. On SBA loan performance, Fiesta Insurance has a lower charge-off rate (0.0%) compared to PAYROLL VAULT (7.7%). FranchiseVerdict rates Fiesta Insurance A (Strongest tier) and PAYROLL VAULT A (Strongest tier).
| Metric | Fiesta Insurance | PAYROLL VAULT |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $72K – $157K | $77K – $112K |
| Franchise Fee | $15K | $69K |
| Royalty Rate | 20.0% | 6.0% |
| Average Revenue (Item 19) | $322K | $282K |
| SBA Charge-Off Rate | 0.0% (13 loans) | 7.7% (13 loans) |
| Total Units | 248 | 55 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2007 | 2012 |
| FDD Year | 2022 | 2025 |
Investment Range
$72K – $157K
$77K – $112K
Franchise Fee
$15K
$69K
Royalty Rate
20.0%
6.0%
Average Revenue (Item 19)
$322K
$282K
SBA Charge-Off Rate
0.0% (13 loans)
7.7% (13 loans)
Total Units
248
55
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2007
2012
FDD Year
2022
2025