Fiesta Insurance vs Padgett Business Services
Franchise Comparison 2026
Both Fiesta Insurance and Padgett Business Services are financial services franchises. Fiesta Insurance requires an investment of $72K – $157K while Padgett Business Services requires $117K – $117K. Fiesta Insurance discloses average revenue of $322K; no Item 19 revenue figure is on file for Padgett Business Services. Padgett Business Services has SBA lending data on file with a 8.7% charge-off rate. FranchiseVerdict rates Fiesta Insurance A (Strongest tier) and Padgett Business Services A (Strongest tier).
| Metric | Fiesta Insurance | Padgett Business Services |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $72K – $157K | $117K – $117K |
| Franchise Fee | $15K | $63K |
| Royalty Rate | 20.0% | 9.0% |
| Average Revenue (Item 19) | $322K | N/A |
| SBA Charge-Off Rate | Limited data | 8.7% (65 loans) |
| Total Units | 248 | 167 |
| Unit Growth (YoY) | +1 units | +1 units |
| Year Began Franchising | 2007 | 1988 |
| FDD Year | 2022 | 2025 |
Investment Range
$72K – $157K
$117K – $117K
Franchise Fee
$15K
$63K
Royalty Rate
20.0%
9.0%
Average Revenue (Item 19)
$322K
N/A
SBA Charge-Off Rate
Limited data
8.7% (65 loans)
Total Units
248
167
Unit Growth (YoY)
+1 units
+1 units
Year Began Franchising
2007
1988
FDD Year
2022
2025