Fiesta Insurance vs Brightway Insurance
Franchise Comparison 2026
Both Fiesta Insurance and Brightway Insurance are financial services franchises. Fiesta Insurance requires an investment of $72K – $157K while Brightway Insurance requires $43K – $187K. In terms of revenue, Brightway Insurance reports higher average unit revenue at $448K. On SBA loan performance, Fiesta Insurance has a lower charge-off rate (0.0%) compared to Brightway Insurance (18.2%). FranchiseVerdict rates Fiesta Insurance A (Strongest tier) and Brightway Insurance B (Above average).
| Metric | Fiesta Insurance | Brightway Insurance |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $72K – $157K | $43K – $187K |
| Franchise Fee | $15K | $25K |
| Royalty Rate | N/A | No traditional royalty; instead Brightway retains 20% of Brightway Sales Commissions on New Business (franchisee retains 80%) and 50% on Renewal Business (franchisee retains 50%), paid directly by Contracted Companies to Brightway. |
| Average Revenue (Item 19) | $322K | $448K |
| SBA Charge-Off Rate | 0.0% (13 loans) | 18.2% (11 loans) |
| Total Units | 248 | 354 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2007 | 2008 |
| FDD Year | 2022 | 2026 |
Investment Range
$72K – $157K
$43K – $187K
Franchise Fee
$15K
$25K
Royalty Rate
N/A
No traditional royalty; instead Brightway retains 20% of Brightway Sales Commissions on New Business (franchisee retains 80%) and 50% on Renewal Business (franchisee retains 50%), paid directly by Contracted Companies to Brightway.
Average Revenue (Item 19)
$322K
$448K
SBA Charge-Off Rate
0.0% (13 loans)
18.2% (11 loans)
Total Units
248
354
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2007
2008
FDD Year
2022
2026