Family Financial Centers vs ESTRELLA INSURANCE
Franchise Comparison 2026
Both Family Financial Centers and ESTRELLA INSURANCE are financial services franchises. Family Financial Centers requires an investment of $224K – $309K while ESTRELLA INSURANCE requires $150K – $284K. In terms of revenue, ESTRELLA INSURANCE reports higher average unit revenue at $9.3M. ESTRELLA INSURANCE has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates Family Financial Centers A (Strongest tier) and ESTRELLA INSURANCE A (Strongest tier).
| Metric | Family Financial Centers | ESTRELLA INSURANCE |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $224K – $309K | $150K – $284K |
| Franchise Fee | $41K | $25K |
| Royalty Rate | Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans | 14.0% |
| Average Revenue (Item 19) | $262K | $9.3M |
| SBA Charge-Off Rate | Limited data | 0.0% (10 loans) |
| Total Units | 52 | 214 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2004 | 2008 |
| FDD Year | 2025 | 2025 |
Family Financial Centers
AStrongest tierStrongest tier
ESTRELLA INSURANCE
AStrongest tierStrongest tier
Investment Range
$224K – $309K
$150K – $284K
Franchise Fee
$41K
$25K
Royalty Rate
Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans
14.0%
Average Revenue (Item 19)
$262K
$9.3M
SBA Charge-Off Rate
Limited data
0.0% (10 loans)
Total Units
52
214
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2004
2008
FDD Year
2025
2025