Circle K vs Snap-on
Franchise Comparison 2026
Circle K is a retail franchise, while Snap-on operates in automotive. Circle K requires an investment of $1.5M – $2.7M while Snap-on requires $223K – $509K. In terms of revenue, Circle K reports higher average unit revenue at $1.4M. On SBA loan performance, Circle K has a lower charge-off rate (8.3%) compared to Snap-on (11.8%). FranchiseVerdict rates Circle K B (Above Average) and Snap-on A (Top Quintile).
| Metric | Circle K | Snap-on |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $1.5M – $2.7M | $223K – $509K |
| Franchise Fee | $25K | $16K |
| Royalty Rate | 3.0% | $156.00 per month |
| Average Revenue (Item 19) | $1.4M | $1.3M |
| SBA Charge-Off Rate | 8.3% (45 loans) | 11.8% (286 loans) |
| Total Units | 6,063 | 3,328 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1995 | 1990 |
| FDD Year | 2024 | 2026 |
Investment Range
$1.5M – $2.7M
$223K – $509K
Franchise Fee
$25K
$16K
Royalty Rate
3.0%
$156.00 per month
Average Revenue (Item 19)
$1.4M
$1.3M
SBA Charge-Off Rate
8.3% (45 loans)
11.8% (286 loans)
Total Units
6,063
3,328
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1995
1990
FDD Year
2024
2026