Church’s Texas Chicken vs IHOP
Franchise Comparison 2026
Both Church’s Texas Chicken and IHOP are full-service restaurants franchises. Church’s Texas Chicken requires an investment of $644K – $1.8M while IHOP requires $2.7M – $4.2M. In terms of revenue, IHOP reports higher average unit revenue at $2.0M. IHOP has SBA lending data on file with a 7.3% charge-off rate. FranchiseVerdict rates Church’s Texas Chicken A (Top Quintile) and IHOP A (Top Quintile).
| Metric | Church’s Texas Chicken | IHOP |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $644K – $1.8M | $2.7M – $4.2M |
| Franchise Fee | $20K | $50K |
| Royalty Rate | 5.0% | 4.5% |
| Average Revenue (Item 19) | $1.1M | $2.0M |
| SBA Charge-Off Rate | N/A | 7.3% (299 loans) |
| Total Units | 873 | 1,693 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2011 | 2014 |
| FDD Year | 2025 | 2026 |
Investment Range
$644K – $1.8M
$2.7M – $4.2M
Franchise Fee
$20K
$50K
Royalty Rate
5.0%
4.5%
Average Revenue (Item 19)
$1.1M
$2.0M
SBA Charge-Off Rate
N/A
7.3% (299 loans)
Total Units
873
1,693
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2011
2014
FDD Year
2025
2026