Brightway Insurance vs Lendio
Franchise Comparison 2026
Both Brightway Insurance and Lendio are financial services franchises. Brightway Insurance requires an investment of $35K – $137K while Lendio requires $46K – $117K. Brightway Insurance discloses average revenue of $906K; Lendio does not report Item 19 data. Brightway Insurance has SBA lending data on file with a 18.2% charge-off rate. FranchiseVerdict rates Brightway Insurance D (Below Average) and Lendio A (Top Quintile).
| Metric | Brightway Insurance | Lendio |
|---|---|---|
| Verdict Grade | DBelow AverageBelow Average | ATop QuintileTop Quintile |
| Investment Range | $35K – $137K | $46K – $117K |
| Franchise Fee | $25K | $46K |
| Royalty Rate | Franchisor retains 20% of New Business commissions and 50% of Renewal Business commissions | 30.0% |
| Average Revenue (Item 19) | $906K | N/A |
| SBA Charge-Off Rate | 18.2% (11 loans) | N/A |
| Total Units | 341 | 121 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2008 | 2016 |
| FDD Year | 2025 | 2022 |
Investment Range
$35K – $137K
$46K – $117K
Franchise Fee
$25K
$46K
Royalty Rate
Franchisor retains 20% of New Business commissions and 50% of Renewal Business commissions
30.0%
Average Revenue (Item 19)
$906K
N/A
SBA Charge-Off Rate
18.2% (11 loans)
N/A
Total Units
341
121
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2008
2016
FDD Year
2025
2022