Benjamin Franklin Plumbing vs Koala Insulation
Franchise Comparison 2026
Both Benjamin Franklin Plumbing and Koala Insulation are home services franchises. Benjamin Franklin Plumbing requires an investment of $129K – $270K while Koala Insulation requires $195K – $242K. In terms of revenue, Koala Insulation reports higher average unit revenue at $1.3M. Note: Averaged per franchisee, not per outlet - not comparable with per-outlet figures. On SBA loan performance, Benjamin Franklin Plumbing has a lower charge-off rate (0.0%) compared to Koala Insulation (5.9%). FranchiseVerdict rates Benjamin Franklin Plumbing A (Strongest tier) and Koala Insulation A (Strongest tier).
| Metric | Benjamin Franklin Plumbing | Koala Insulation |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $129K – $270K | $195K – $242K |
| Franchise Fee | $43K | $50K |
| Royalty Rate | 6.0% | Greater of minimum royalty fee (per-territory monthly floor) or Percent-Based Royalty: 6.5% of Gross Sales up to $1M; 5% $1M-$2M; 4.5% $2M-$3M; 3.5% above $3M; 4% for Large Accounts (single project >$25K) |
| Average Revenue (Item 19) | $894KPer territory, not per outlet | $1.3MPer franchisee, not per outlet |
| SBA Charge-Off Rate | 0.0% (46 loans) | 5.9% (85 loans) |
| Total Units | 334 | 333 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2021 | 2023 |
| FDD Year | 2024 | 2026 |
Benjamin Franklin Plumbing
AStrongest tierStrongest tier
Koala Insulation
AStrongest tierStrongest tier
Investment Range
$129K – $270K
$195K – $242K
Franchise Fee
$43K
$50K
Royalty Rate
6.0%
Greater of minimum royalty fee (per-territory monthly floor) or Percent-Based Royalty: 6.5% of Gross Sales up to $1M; 5% $1M-$2M; 4.5% $2M-$3M; 3.5% above $3M; 4% for Large Accounts (single project >$25K)
Average Revenue (Item 19)
$894KPer territory, not per outlet
$1.3MPer franchisee, not per outlet
SBA Charge-Off Rate
0.0% (46 loans)
5.9% (85 loans)
Total Units
334
333
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2021
2023
FDD Year
2024
2026