Ameriprise Financial Services, LLC Independent Advisor Business vs Loyalty Business Services
Franchise Comparison 2026
Both Ameriprise Financial Services, LLC Independent Advisor Business and Loyalty Business Services are financial services franchises. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while Loyalty Business Services requires $48K – $90K. Loyalty Business Services discloses average revenue of $294K; no Item 19 revenue figure is on file for Ameriprise Financial Services, LLC Independent Advisor Business. Note: Averaged per office, not per outlet - not comparable with per-outlet figures; Based on only 2 offices. Ameriprise Financial Services, LLC Independent Advisor Business has SBA lending data on file with a 0.3% charge-off rate. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Strongest tier) and Loyalty Business Services B (Above average).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | Loyalty Business Services |
|---|---|---|
| Verdict Grade | AStrongest tier | BAbove average |
| Investment Range | $10K – $138K | $48K – $90K |
| Franchise Fee | $2K | $35K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | 10.0% |
| Average Revenue (Item 19) | N/APer franchisee, not per outlet | $294KPer office, not per outlet · n=2 |
| SBA Charge-Off Rate | 0.3% (473 loans) | N/A |
| Total Units | 5,462 | 16 |
| Unit Growth (YoY) | -117 units | +14 units |
| Year Began Franchising | 1999 | 2020 |
| FDD Year | 2026 | 2026 |