Ameriprise Financial Services, LLC Independent Advisor Business vs Loyalty Business Services
Franchise Comparison 2026
Both Ameriprise Financial Services, LLC Independent Advisor Business and Loyalty Business Services are financial services franchises. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while Loyalty Business Services requires $48K – $90K. In terms of revenue, Ameriprise Financial Services, LLC Independent Advisor Business reports higher average unit revenue at $3.1M. Ameriprise Financial Services, LLC Independent Advisor Business has SBA lending data on file with a 0.3% charge-off rate. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Strongest tier) and Loyalty Business Services B (Above average).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | Loyalty Business Services |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $10K – $138K | $48K – $90K |
| Franchise Fee | $2K | $10K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | 10.0% |
| Average Revenue (Item 19) | $3.1M | $294K |
| SBA Charge-Off Rate | 0.3% (473 loans) | N/A |
| Total Units | 5,462 | 2 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1999 | 2020 |
| FDD Year | 2026 | 2021 |
Ameriprise Financial Services, LLC Independent Advisor Business
AStrongest tierStrongest tier
Loyalty Business Services
BAbove averageAbove average
Investment Range
$10K – $138K
$48K – $90K
Franchise Fee
$2K
$10K
Royalty Rate
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
10.0%
Average Revenue (Item 19)
$3.1M
$294K
SBA Charge-Off Rate
0.3% (473 loans)
N/A
Total Units
5,462
2
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
2020
FDD Year
2026
2021