AltoCFO vs PAYROLL VAULT
Franchise Comparison 2026
Both AltoCFO and PAYROLL VAULT are financial services franchises. AltoCFO requires an investment of $77K – $116K while PAYROLL VAULT requires $77K – $112K. In terms of revenue, AltoCFO reports higher average unit revenue at $993K. PAYROLL VAULT has SBA lending data on file with a 7.7% charge-off rate. FranchiseVerdict rates AltoCFO B (Above Average) and PAYROLL VAULT F (Bottom Quintile).
| Metric | AltoCFO | PAYROLL VAULT |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | FBottom QuintileBottom Quintile |
| Investment Range | $77K – $116K | $77K – $112K |
| Franchise Fee | $50K | $69K |
| Royalty Rate | 10.0% | greater of 6% of Gross Revenue or $400 |
| Average Revenue (Item 19) | $993K | $282K |
| SBA Charge-Off Rate | N/A | 7.7% (13 loans) |
| Total Units | 1 | 62 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2022 | 2012 |
| FDD Year | 2023 | 2025 |
Investment Range
$77K – $116K
$77K – $112K
Franchise Fee
$50K
$69K
Royalty Rate
10.0%
greater of 6% of Gross Revenue or $400
Average Revenue (Item 19)
$993K
$282K
SBA Charge-Off Rate
N/A
7.7% (13 loans)
Total Units
1
62
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
2012
FDD Year
2023
2025