7-Eleven vs Circle K
Franchise Comparison 2026
Both 7-Eleven and Circle K are retail franchises. 7-Eleven requires an investment of $142K – $1.6M while Circle K requires $1.5M – $2.7M. In terms of revenue, 7-Eleven reports higher average unit revenue at $1.8M. Circle K has SBA lending data on file with a 8.3% charge-off rate. FranchiseVerdict rates 7-Eleven A (Top Quintile) and Circle K B (Above Average).
| Metric | 7-Eleven | Circle K |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $142K – $1.6M | $1.5M – $2.7M |
| Franchise Fee | $0 | $25K |
| Royalty Rate | The "7-Eleven Charge" is a variable percentage of the store's Gross Profit (Net Sales less Cost of Goods Sold), determined by a tiered greater-of formula based on trailing-12-month Gross Profit. E.g., 45% if trailing GP is $200,000 or less; for higher GP it is a fixed dollar base plus a marginal rate (e.g., $90,000 + .49 x (GP - $200,000) for $200,001-$250,000), with marginal rates ranging roughly .49 to .59 across bands. | 3.0% |
| Average Revenue (Item 19) | $1.8M | $1.4M |
| SBA Charge-Off Rate | N/A | 8.3% (45 loans) |
| Total Units | 8,254 | 6,063 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1964 | 1995 |
| FDD Year | 2025 | 2024 |
Investment Range
$142K – $1.6M
$1.5M – $2.7M
Franchise Fee
$0
$25K
Royalty Rate
The "7-Eleven Charge" is a variable percentage of the store's Gross Profit (Net Sales less Cost of Goods Sold), determined by a tiered greater-of formula based on trailing-12-month Gross Profit. E.g., 45% if trailing GP is $200,000 or less; for higher GP it is a fixed dollar base plus a marginal rate (e.g., $90,000 + .49 x (GP - $200,000) for $200,001-$250,000), with marginal rates ranging roughly .49 to .59 across bands.
3.0%
Average Revenue (Item 19)
$1.8M
$1.4M
SBA Charge-Off Rate
N/A
8.3% (45 loans)
Total Units
8,254
6,063
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1964
1995
FDD Year
2025
2024