FranchiseVerdict
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FV-04523SBA data onlyData Quality·SBA Only

Zaxby's

Restaurant
A44/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
171
Loan volume
$201.1M
Default rate
7.7%
vs <3% typical
Avg loan
$1.2M
Lenders
58

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
171
Loan volume
$201.1M
Median loan
$950K
50th percentile
Default rate
7.7%
vs <3% typical · system-wide
Repayment rate (PIF)
92.3%
5-yr default
0.0%
Loans approved 2021+
Active lenders
58
Defaults
10

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Zaxby's default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%45%50%'01'04'11'14'17'19

FranchiseVerdict rating · based on SBA data

Risk & Legal

44
Risk · 0-100
A70Risk score 44
Low confidence±12 pts
3256