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FV-03660SBA data onlyData Quality·SBA Only
Phillips 66
Gas Station & Convenience
B#1,834 of 5,063
45
Risk
B55/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
46
Loan volume
$44.5M
Default rate
10.3%
vs <3% typical
Avg loan
$967K
Lenders
37
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
46
Loan volume
$44.5M
Median loan
$828K
50th percentile
Default rate
10.3%
vs <3% typical · system-wide
Repayment rate (PIF)
89.7%
5-yr default
—
Loans approved 2021+
Active lenders
37
Defaults
4
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Phillips 66 default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
55
Risk · 0-100
B56Risk score 55
Low confidence±12 pts
4367